Bridge Capital Commercial Mortgage is a broker providing short term private money financing secured by all types of California Commercial Real Estate. Private Money Loans are most suitable for situations where the bank loan isn’t practical due to time or underwriting constraints. These transactions are financially feasible but must rely on existing equity to overcome short-term obstacles. In all cases the real estate loan must be tailored to fulfill the needs of the borrower and the property.

With over 30 years of experience, Bridge Capital has the knowledge to provide creative solutions to the non-conforming deal. Our process has served real estate investors well.

Investing in trust deeds secured by California real estate is secure and simple. If you are a seasoned investor, you already know the many benefits of trust deeds. Today, in many cases the net return is 9% to 12% depending upon the program and considering your risk tolerance.

Investors – Bridge Capital places commercial real estate loans through a trusted group of private investors, pension funds, mortgage REITs and private money investment corporations. Please contact us for recommendations and strategies.  

Brokers/Borrowers – Items needed to get started

• Loan Request and Purpose
• Loan Application (1003) & Credit Report
• Identify the Property (description)
• Plans for the property (use of funds)
• Your Exit Strategy (if applicable)

Loan Program Highlights -

• Loan Size - From $1,000,000 to $10,000,000 (or more)
• Location - California (other Western States considered)
• Security - First and second trust deeds
• Collateral - Improved commercial and multifamily real estate
• Rates - From 10.50% to 13.00% (as of July 7,2008)
  
• Terms - Interest Only, 1 to 5 Years
• Fees - 4 to 6 points plus normal title & escrow costs
• Max LTV - 65% (70% on a case basis)
• Due Diligence - A deposit for reports (if necessary) following review

Construction Lending – Available and negotiated individually to meet circumstances.

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Loan margin, rates and terms are based on the amount of the loan and an analysis of the
specific characteristics of the property, such as type, location, operating history, use, age
and construction, as well as the borrower’s financial strength and management experience.
All loans are subject to standard terms and conditions in the loan documents. 

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Contact - T Budd Fletcher   831-239-8504