Fixed Rate Loan Programs



Highlights for some of today's best loan programs:
  • 25 to 30 year amortizations
  • Fixed Interest Rates - 3, 5, or 10 years
  • Yield Maintenance or Declining Prepayment Fees
  • Available in Most Western States
  • Lower Loan Fees
  • Rates Lock Available

November 2008

Small Property Loan Program
($1,000,000 to $3,000,000)

Multifamily
(Apartments & Mobile Home Parks)

3 Year Fixed    5 Year Fixed    10 Year Fixed
     6.250%            6.500%               7.000%

Commercial
(Various Property Types - please call)

3 Year Fixed    5 Year Fixed    10 Year Fixed
     6.625%            7.000%               7.500%

NEW - Reduced prepay fees!
             3   Year     3-3
             5   Year     4-3-2-1
             10 Year     5-4-3-2-1
Larger  Property Loan Program ($3,000,000 to $30,000,000)

Multifamily (Apartments & Mobile Home Parks)

3 Year Fixed    5 Year Fixed    10 Year Fixed
     6.000%            6.250%               6.750%

Commercial (Various Property Types - please call)

3 Year Fixed    5 Year Fixed    10 Year Fixed
    6.500%             6.750%               7.500%

Other Available Loan Programs - $2,000,000 to $50,000,000
Ten Year Fixed Interest Rates:
Major Bank apartment loan program from 6.50%
Fannie Mae and Freddie Mac programs from 5.95%
Life Insurance Company Funds for commercial properties from 6.50%

A Helpful Form

Loan Presentation Form

____________________________________________________________
Please contact me to assist with your transaction
T. Budd Fletcher   (831) 239-8504
  bridgecapital@gmail.com

Licensed by the California Department of Real Estate #00647727
Delivering Results Since 1978!
_____________________________________________________________
Loan margin, rates and terms are based on the amount of the loan and an analysis of the
specific characteristics of the property, such as type, location, operating history, use, age
and construction as well as the borrower's financial strength and management experience
All loans are subject to standard terms and conditions in the loan documents.